Help and guidance

Direct cremation costs less because it doesn’t include a funeral service, hearse, procession or ceremony. It still includes collection, care of your loved one and the cremation itself. A traditional funeral costs more because you’re paying for multiple people’s time, specialist vehicles and premises, and third-party fees such as the

Vote for us in The Personal Finance Awards We’re proud to share that Memoria Direct Cremation has been nominated for Best Funeral Plan Provider at the Personal Finance Awards. This recognition matters to us because we have been nominated and voted for by readers of The Money Pages. It also

Yes, direct cremation plans are regulated. Since the 29th of July 2022, every provider that sells prepaid funeral plans in the UK, including direct cremation plans, has to be authorised and regulated by the Financial Conduct Authority (FCA). It’s important to know that a direct cremation arranged after someone has

A direct cremation plan fixes the cost of your cremation at today’s price. Over-50s life insurance pays out a fixed cash sum that may not keep pace with rising costs. Savings stay flexible but offer no price protection. The right choice depends on your age, health, and budget. If you’ve

Increasing numbers of families are choosing direct cremation because it gives them more choice and more time to decide how they want to say goodbye. There is no formal funeral service to arrange straight away, creating space to remember someone in their own way and at a time that feels

Direct cremation is a good choice for families who want a simple, dignified cremation and the freedom to say goodbye in their own way, at a fraction of the cost of a traditional funeral. It may not suit those who want a service with the coffin present or specific religious

A prepaid direct cremation plan lets you pay for a simple, unattended cremation at today’s price. It can help to protect your family from rising funeral costs and removes the need for them to make financial decisions during an already difficult time. However, prepaid direct cremation plan prices vary considerably.

A direct cremation plan is designed to cover the main costs of the cremation. This usually includes the cremation fee itself, as well as funeral director services such as collecting and caring for the person who has died, completing the cremation paperwork, booking the crematorium and supporting the family. Plans

Buying a direct cremation plan gives you the opportunity to plan – and pay for – a simple cremation. Your prepaid plan covers everything needed, including funeral director services, paperwork and care, a simple coffin, cremation and return of the ashes. As there’s no funeral service or viewing and no

If someone close to you has died and you are considering a direct cremation, the process is simpler than you might expect. You do not need to visit a funeral home or make dozens of phone calls. Most of it can be handled with a single call to a direct

Direct cremation is the simplest type of funeral, but what is covered varies from one provider to the next. Some advertise a low headline price and then add charges for additional services. Others offer a fully inclusive price with no extras. This guide explains what is typically included in a

A direct cremation plan is a prepaid arrangement that covers the majority of costs of a direct cremation. This usually includes collection of the deceased, professional care, a coffin and the cremation itself. You pay a fixed price today, protecting your family from rising funeral costs. With our Direct Cremation

When someone you love dies in a care home, the staff will take care of the immediate steps. They deal with this regularly and will guide you through what happens next. But knowing the process yourself can help you feel more prepared and less overwhelmed when the time comes. This

Losing someone at home can be one of the most disorientating experiences a person can go through. In the moment, it’s hard to think clearly, and most people have no idea what they’re supposed to do, who to call, or how quickly they need to act. This guide walks through

One of the most common concerns people have about direct cremation is not knowing what happens. Because nobody attends, it can feel like handing your loved one over and hoping for the best. That uncertainty is completely understandable. However, as part of the Memoria Group, with our own network of