Secure your wishes with a simple prepaid cremation plan

Plan your farewell in advance with a direct cremation that reflects your wishes, carried out with care when it matters most.

Plans from £1,595
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Why choose Memoria Direct Cremation

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National provider

Serving families with care across England, Scotland and Wales.

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Guaranteed services

Everything included in your plan is fully covered.

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Fixed prices

The cost for the services outlined in your plan will not increase once purchased.

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Financial security

Every payment goes into a protected insurance policy.

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Trusted and rated

Our Premium Plan holds the top 5-star Fairer Finance rating.

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Environmentally conscious

We operate more of the the UK’s lowest-emission crematoria than any other multi-site provider.

We offer two options to meet your needs

Essentials Plan – £1,595

One of the lowest priced cremations available in the UK.

Covers all the essentials for a basic, direct cremation.

Premium Plan – £1,795

One of very few 5-star Fairer Finance rated funeral plans.

All inclusive with no hidden costs – nothing extra for your loved ones to pay. 

Get your free quote today

Answer a few quick questions to get a tailored price and speak to a direct cremation specialist.

What's included in Memoria Direct Cremation plans?

Features
Essentials Plan
£1,595
Premium Plan
£1,795
Funeral Directors fees, services and cremation fees
Specialist family support 24 hours a day
Collection from any hospital in mainland UK
Collection of the deceased from a residential address*
Quality wood coffin
Larger coffin*
Care of the deceased in a professional mortuary
Removal of any pacemakers*
Dignified cremation at a Memoria crematoria or one of our chosen partners
Support with all arrangements and paperwork
Online funeral notice for friends and family
Provision of ashes for collection, or scattered in the memorial gardens
Hand delivery of ashes*

*Additional costs that may be incurred at time of need for the Essentials Direct Cremation Plan. Current costs as an indication:

• Collection from a residential address in mainland UK: £250

If someone dies at home, they will need to be collected quicker than in a hospital where there are mortuary facilities to care for the deceased.

• Removal of any pacemakers: £100

• Hand delivery of ashes: £100

This cost is for the return delivery by one of our ashes delivery specialists.

• Larger coffin: £250

In some cases, due to a person’s build, a larger coffin may be needed. This may also require additional resources and equipment.

Flexible payment options​

Choose the payment method that works best for you and your budget.

Single Payment

Pay once and have complete peace of mind. 

Monthly Payments

Spread the cost over a period of time, with a monthly payment.  

We can put you in touch with a lender called Funeral Safe, an FCA-regulated funeral finance provider. Depending on the funeral plan you choose they offer a finance term of up to five years subject to status and personal circumstances. Memoria Direct Cremation is a credit broker not a lender.

Putting a Memoria Direct Cremation prepaid funeral plan in place now means you can provide your loved ones with reassurance that something is in place when it’s needed.  

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Rest assured your money is protected
100% Guaranteed
The policy is held in your name and guarantees to cover the services specified in your plan, no matter how much costs rise over time.You’ll receive full documentation once your plan is in place, and we’ll also contact your nominated representative if you wish.
  • Held securely in your name
  • Paid out only when it’s needed
  • Covered by the Financial Services Compensation Scheme

How our direct competitors compare

Fully
Inclusive
Fairer
Finance
Memoria Direct Cremation
Premium Plan
£1,795
Full Inclusive Fairer Finance 5
5
Distinct Cremations
Direct Cremation Plan
£1,899
Full Inclusive Fairer Finance 4
4
Pure Cremation
Funeral Plan
£1,995
Full Inclusive Fairer Finance 4
4
Co-Op Funeralcare
Direct Cremation
£1,700
Full Inclusive Fairer Finance 3
3
Golden Charter
Basic Plan
£1,885
Full Inclusive Fairer Finance 1
1

Pricing comparison based on publicly available information. Checkmarks indicate fully inclusive plans with no additional charges. Star ratings represent independent scores by Fairer Finance. Prices are accurate as of September 2025.


How to purchase your plan

STEP 1

Choose your plan

STEP 2

Call us or purchase online 

STEP 3

Once purchased, you’ll receive confirmation and your welcome pack within 14 days.

When the plan is required: One call from your nominated representative or any family member or friend – any time, day or night, will set your plan in motion.

What are the benefits of a funeral plan?

Planning ahead is a practical and caring way to get your affairs in order. A prepaid plan provides clear benefits for both you and your family, giving you peace of mind today and protecting your loved ones tomorrow.

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Here to help

Our team is ready to guide you through every step, with clear advice and caring support.

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Need to arrange a funeral now?

Our direct cremation service provides a simple, respectful farewell, handled with care and arranged to suit your wishes.

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Trusted by families, rated by experts

Frequently asked questions

Just give us a call or get in touch by email. Please note there may be related costs if a plan is changed e.g. additional services added.  

If you’d like to cancel your plan, you have the right to do so at any time. If you pay for your plan with a single lump sum and cancel after 30 days, you’ll receive a refund, less a cancellation fee of £95.Please note, if your plan is cancelled, we will no longer be able to provide the services included. You can cancel your plan by phone on 0800 007 3580, by email at info@memoriadirectcremation.co.uk or by post at Memoria Direct Cremation, The Pool House, Bicester Road, Stratton Audley, Oxfordshire, OX27 9BS.  

At the moment, our plans only cover mainland UK. We’ll happily support your family with repatriation but that would be an extra cost to your plan.  

When you take out a funeral plan, you need to name a Nominated Representative, who will also be sent details of the plan. This person can be anyone you trust to be our point of contact when you die – very often it’s your next of kin but it doesn’t have to be. When the time comes to redeem the plan, they’ll get in touch with us to help arrange the next steps and work closely with one of our arrangers to make sure all their questions are answered.

The money paid to Memoria Direct Cremation for your funeral plan will be used to purchase a whole life insurance policy with our chosen life insurance provider. Memoria Direct Cremation will be the beneficiary of this policy upon your death and will use the funds to fulfil your funeral plan. 

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