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Lowest priced 5-star rated prepaid direct cremation plan in UK
Covers everything needed for a full direct cremation
No hidden cost – nothing extra for your loved ones to pay
Ideal for those who don’t like funerals or who don’t want a fuss
Cremations take place at one of our own beautiful crematoria, or a crematorium of our choosing
Features |
Direct cremation Plan£1,595 |
|---|---|
| Funeral Directors fees, services and cremation fees | |
| Specialist family support 24 hours a day | |
| Collection of the deceased from anywhere in mainland UK | |
| Care of the deceased in a professional mortuary | |
| Quality wood coffin (including larger sizes) | |
| Removal of any pacemakers | |
| Dignified cremation at a Memoria crematoria or one of our chosen partners | |
| Support with all arrangements and paperwork | |
| Online funeral notice for friends and family | |
| Provision of ashes for collection, or scattered in the memorial gardens | |
| Hand delivery of ashes | |
| Viewing the deceased in a chapel of rest |
| Fully Inclusive | Fairer Finance | |
|---|---|---|
Memoria Direct CremationDirect Cremation Plan£1,595
Full Inclusive
Fairer Finance 5 |
5 | |
Distinct CremationsDirect Cremation Plan£1,899
Full Inclusive
Fairer Finance 4 |
4 | |
Pure CremationFuneral Plan£1,995
Full Inclusive
Fairer Finance 4 |
4 | |
Co-Op FuneralcareDirect Cremation£1,700
Full Inclusive
Fairer Finance 3 |
3 | |
Golden CharterBasic Plan£1,885
Full Inclusive
Fairer Finance 1 |
1 |
Pricing comparison based on publicly available information. Checkmarks indicate fully inclusive plans with no additional charges. Star ratings represent independent scores by Fairer Finance. Prices are accurate as of September 2025.
Choose the payment method that works best for you and your budget.
Pay once and have complete peace of mind.
Spread the cost over a period of time, with a monthly payment.
We can put you in touch with a lender called Funeral Safe, an FCA-regulated funeral finance provider. Depending on the funeral plan you choose they offer a finance term of up to five years subject to status and personal circumstances. Memoria Direct Cremation is a credit broker not a lender.
Putting a Memoria Direct Cremation prepaid direct cremation plan in place now means you can provide your loved ones with reassurance that something is in place when it’s needed.

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Once purchased, you’ll receive confirmation and your welcome pack within 14 days.
When the plan is required: One call from your nominated representative or any family member or friend – any time, day or night, will set your plan in motion.
Planning ahead is a practical and caring way to get your affairs in order. A prepaid plan provides clear benefits for both you and your family, giving you peace of mind today and protecting your loved ones tomorrow.

Our team is ready to guide you through every step, with clear advice and caring support.


Serving families with care across England, Scotland and Wales.

Everything included in your plan is fully covered.

The cost for the services outlined in your plan will not increase once purchased.

Every payment goes into a protected insurance policy.

Our Direct Cremation Plan holds the top 5-star Fairer Finance rating.

We operate more of the the UK’s lowest-emission crematoria than any other multi-site provider.
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Our experienced team is available to answer your questions and support you, whether you need immediate assistance or are planning ahead.