https://www.sunlife.co.uk/over-50-life-insurance/funeral-costs/When planning a funeral, cost is often a primary concern. With the average cost of a simple attended funeral now £4,285 (SunLife Cost of Dying Report 2025), many families are looking for a more affordable yet dignified alternative. Direct cremation offers a simple, respectful option that eases financial pressure while still ensuring care and dignity.
But how much does a direct cremation cost, and what do you get for the price? This guide breaks down the costs to help you make an informed decision.
Why is direct cremation more affordable?
Direct cremation is a straightforward alternative to a traditional funeral, carried out without a service or attendees. By stripping back the extra expenses that usually come with a full ceremony, it offers a more affordable option while still ensuring dignity and care. Families can save up to £2,500 by avoiding costs such as:
- A hearse and limousines
- Service and celebrant
- Flowers and catering
- Embalming services
This streamlined approach provides a respectful farewell without the high price tag, giving your family the freedom to arrange a personal memorial later.
What’s included in the cost?
A quality direct cremation includes everything needed for a complete and dignified farewell. There are no hidden fees. A comprehensive package typically covers:
- Professional funeral director services and all cremation fees
- A standard wood coffin
- Transportation to the crematorium with no mileage restrictions
- Completion of all necessary paperwork
- An online funeral notice for friends and family
- The return of the ashes to the family
Comprehensive plans aim to include every possible cost in all circumstances; however, in some cases there are elements that you wouldn’t necessarily need such as a larger coffin, or pacemaker removal. In this case there are other plans, like our Essentials plan, which are cheaper as they only cover the core services. It’s worth taking the time to understand each element of the plan so that you only pay for what you need.
What factors affect the cost?
While it is usual for direct cremation services to be listed at a fixed price, there are a few factors that can sometimes influence the final cost. Be aware of potential extra charges for services like collection from a residential address or for coffins larger than the standard size.
A trustworthy provider will be transparent about all costs from the beginning. They will offer mainland UK coverage without extra mileage fees and will not charge more for 24/7 support, as they understand that grief doesn’t keep to office hours.
Compare providers on more than just cost
When choosing a provider, look beyond the headline price. The quality of care and level of support are just as important. A lower price might mean that essential services like crematorium fees are not included.
Look for a provider with clear, upfront pricing and positive customer reviews, as well as a high rating from independent experts like Fairer Finance. Ensure they offer genuine 24/7 support and are transparent about what is covered.
Plan ahead to lock in today’s prices
You can protect your family from future price rises by arranging a prepaid direct cremation plan. This allows you to lock in the cost of your funeral at today’s rates, no matter how much prices increase in the future. A prepaid plan offers peace of mind, reduces the financial burden on your loved ones, and ensures your wishes are followed.
Making the right choice for your family
Direct cremation is a dignified and cost-effective option for families who value simplicity and flexibility. It provides a respectful farewell while saving you from the financial and emotional stress of arranging a traditional funeral. The key is to choose a provider that offers transparent pricing and compassionate support.
Ready to learn more about direct cremation costs? Contact Memoria Direct Cremation today at 0800 007 3921 for clear pricing and caring guidance. Our experienced team is here to answer your questions without pressure.
